The following topics are discussed in this newsletter:

• Avoiding the holiday debt hangover
• Protecting your family
• Can you afford your dream retirement?
• Discounted Travel Insurance
• Protect your Personal Information whilst on Holiday

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Please find the link below to access the calculator that you can use for the BHP Billiton Limited 2018 share buy back offer.

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The following topics are discussed in this newsletter:

• Planning for the future of a special needs child
• Housing prices off the boil
• Getting into the great outdoors

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Please find the link below to access the calculator that you can use for the RIO Tinto 2018 share buy back offer.

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A word from our Financial Adviser CFP®, Elise Hamill

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The following topics are discussed in this newsletter:

• Pensioner or Seniors Concession Card?
• Plugging in to technology stocks
• Young invincibles - the importance of insurance
• Lessons from the 'rich list'

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The following topics are discussed in this newsletter:

• A little adrenaline can be a good thing
• Super and inheritance : making your wishes known
• Insurance : Advised life insurance beats group cover

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The following topics are discussed in this newsletter:

• Ready...set...Are you good to go for the new financial year?
• Budget changes support a brighter retirement
• Helping you find your financial path
• Saving the Australian Dream - Co-owning with Family or Friends

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The following topics are discussed in this newsletter:

• Franking credits facing the chop
• Switching or consolidating super funds can be a very risky business
• Downsizing - Making extra contributions to Super
• Private Health Insurance Coverage

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The following topics are discussed in this newsletter:

• Home and away with super
• Weighing up the value of life insurance
• Monthly Fund Update: MFS Global Equity Trust
• 20/Twenty Challenge

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