The following topics are discussed in this newsletter:

• Ready...set...Are you good to go for the new financial year?
• Budget changes support a brighter retirement
• Helping you find your financial path
• Saving the Australian Dream - Co-owning with Family or Friends

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The following topics are discussed in this newsletter:

• Franking credits facing the chop
• Switching or consolidating super funds can be a very risky business
• Downsizing - Making extra contributions to Super
• Private Health Insurance Coverage

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The following topics are discussed in this newsletter:

• Home and away with super
• Weighing up the value of life insurance
• Monthly Fund Update: MFS Global Equity Trust
• 20/Twenty Challenge

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The following topics are discussed in this newsletter:

• Golden Rules of Investing
• Transition to retirement still a smart move
• Monthly Fund Profile: Pengana Australian Equities Fund

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• Merry Christmas from Diamond Blue Financial Services
• Discounted Travel Insurance in time for your Holidays
• Holiday Safety & Security
• Opportunities in the cooling property market
• Separating needs from wants

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Diabetes is the fastest growing health issue in Australia today. 1.2 million Australians have been diagnosed. 500,000 are estimated to be undiagnosed type 2 diabetics. And every 5 minutes another Australian develops type 2 diabetes.But the truly alarming fact is the number of people who are estimated to be pre–diabetic. 

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Most Australians are not aware of the importance of nominating beneficiaries on their insurance policies or superannuation accounts. This article shows the importance of ensuring you nominate beneficiaries.

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The following topics are discussed in this newsletter:

• How to prepare for the climbing interest rates.
• Life insurance inside or outside super?
• The lost art of conversation.

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When it comes to life insurance, there really is no substitute for expert advice. Its a proceess involving reviewing your needs and objectives, and having a full understanding of the product and any new product enhancements as they are announced.

This is why clients need an adviser.

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The following topics are discussed in this newsletter:

• What's really holding you back from your goals?
• Home ownership in the spotlight
• The risky business of cryptocurrency investment
• Monthly Fund Profile: PIMCO Income Fund

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